Welcome to Philly SBA Loans

We specialize in helping business owners secure SBA financing by working with a network of top-tier SBA lenders across the country. Our broad lender relationships allow us to tailor SBA 7(a) and 504 loan solutions to meet your unique business needs—whether you're purchasing real estate, refinancing debt, or acquiring a business. We navigate the process on your behalf, ensuring you get the most competitive terms with minimal delays.

With access to multiple SBA programs and a deep understanding of the underwriting process, we deliver the certainty, speed, and service you need to close with confidence.

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SBA 7(a) Loan Overview

What is an SBA 7(a) loan?

  • Loans up to $5 million
  • loan maturity up to 25 years
  • Cash flow focused
  • Covers wide range of business needs

Eligibility Requirements

  • Business must operate for profit
  • Business must be located in the US
  • Business must demonstrate the ability to repay the loan

Rates

  • Maximum interest rate is set by the Small Business Administration (SBA)
  • interest rates are determined by the loan amount and maturity

Terms

  • 10 Years
  • 25 years
  • Blended

Prepayment Penalties

  • 10-year loan term: No prepayment penalty
  • 15 year or greater loan term(Real Estate): 5%/3%/1% prepayment penalty over a ...

Fully Amortizing Loans

  • Loans are paid in full through regular payments that cover the interest and principal.

Explore What SBA 7a financing can do for your business.

Secure up to $5,000,000 to help you:

Financing the purchase of an existing business or a portion of one

Acquiring, refinancing, or improving land, buildings, and other commercial real estate assets

Working capital, purchasing inventory for resale

Refinancing existing business debt, potentially consolidating multiple loans into one

Purchasing machinery, equipment, furniture, fixtures, and other tangible assets.

Construction or funding improvements to leased commercial spaces

Why us for SBA 7(a) loans?

We set ourselves apart from the competition through clear communication, a deep understanding of our clients' needs and goals, and a commitment to delivering results that exceed expectations.

Accelerated Loan Processing

Leveraging technology, we streamline operations and tasks to significantly reduce turnaround times.

Customized Loan Solutions

Our specialized programs and knowledgeable lending professionals offer tailored financing options for a variety of industries, including Gas Stations, Convenience Stores, Assisted Living Facilities, Medical Offices (including veterinary and dental practices), Transportation, Franchises, Car Washes, and Childcare Centers.

Adaptive Credit Approach

Our credit approach evolves with the changing economic landscape, ensuring it aligns with each borrower's distinct goals and financial needs.

Market Leadership

We provide SBA 7(a) loans with terms up to 25 years, aimed at enhancing your cash flow and supporting business growth. Our expert-driven, market-leading strategies deliver a seamless lending experience tailored to your objectives.

Prepared to take the next step?

Discover your SBA 7(a) loan options with powerful tools customized to fit your unique needs

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